Thursday, December 25, 2014

America has a retirement crisis, but it's not what some people want you to believe it is. It's not the defined benefit pension plans that public employees pay into over a lifetime of work, which provide retirees an average of $23,400 annually (although some public officials fail to make their required contributions to these and then claim they are unaffordable). It's not the cost of such plans, which may ultimately cost taxpayers far less than risky, inadequate and increasingly prevalent 401(k) plans. It's not Social Security, which is the healthiest part of our retirement system, keeps tens of millions of seniors out of poverty and could help even more if it were expanded. The crisis is that most Americans lack the essential elements of a secure retirement--pensions and adequate savings. They'll depend on Social Security to stave off poverty once they stop working, and it will not be enough.

The crisis is that the economic collapse that started in 2007, triggered by fraudulent and risky financial schemes, wiped out many Americans' personal savings and decimated many state and city pension investments. And while the stock market and many pension investments have rebounded, for numerous Americans the lingering economic downturn, soaring student debt, diminished home values, the responsibility of caring for aging parents and other financial demands have made it hard, if not impossible, to save for retirement.

The crisis is that the median retirement savings for all working-age households--according to the Federal Reserve--is $3,000, and only $12,000 for those near retirement. And that retirement insecurity is made worse by state-sponsored pension theft in places like Illinois, where public employees are being robbed of pension funds they earned and contributed to over decades of public service.

Just to meet their basic needs, pressures that only grow once their working years are over.
The people who press for "others" to convert defined benefit pensions to 401(k) plans never talk about the benefits retirees are likely to get under these new plans--because it's likely to be a lot less than retirees need to get by. Defined benefit plans not only help keep retirees out of poverty, every $1 in pension benefits generates $2.37 in economic activity in communities. And they're a good deal for taxpayers, because employee contributions and investment earnings account for more than two-thirds of pension revenues.

America must confront our retirement insecurity crisis. This requires going well beyond maintaining the modest, hard-won retirement benefits that too few workers currently have. The AFT is engaged in a broad-based effort with a bipartisan group of state treasurers, other unions, asset managers and even some large Wall Street firms to vastly expand retirement security through pooled, professional asset management. Together, we are exploring this and other innovative ways to help workers prepare for retirement so that we can reclaim the promise of retirement security.

America's retirement crisis is as consequential as our healthcare crisis. We mustered the will to do the hard work of extending access to healthcare to all Americans. We must also meet a just and civilized standard for retirement, so that retirement is a time of security, not poverty.

The LADA Group 100% payout! The Retirement Business Centers pay 100%. Imagine getting paid 100% commissions over-and-over again from a one-time payment.

Incredible!
Solid Debt-Free Parent Company.
Over two decades of experience with helping hundreds of thousands of people.
Residual Income.

This is where the BIG MONEY is located. BTB has that too!
Did you catch that last bullet point? Residual income. That's the key. No more do you have to work and work and work and each month start all over again. How do you think that company's like Time Warner, Verizon, AT&T and all the other company's that make a fortune do it? They bill you every month. Residual income. You build it once and keep adding to it.

Huge Income Possibilities.
Isn't it time that you got paid on a residual basis too?

We realized this years ago and have set the BusinessToolbox system up for you to capitalize on it. We have made it available for the masses. Imagine building an income where you can walk away for a month or more and still have the income coming in! Wow! Our Retirement Plan is $39 A Month Bring 3 Teach 3 How To Bring 3 Teach 3

The Power of 3
13 Weeks to Prosperity
Let's say that everyone only gets 3 people their first week and duplicates...

Let's skip to week 11...

LEARN MORE AND CREATE YOUR ACCOUNT BY CLICKING ON THE IMAGE ABOVE

Click on Image below Connecting The Dots to See Video

About The LADA Group

ABOUT US THE LADA GROUP

by Bryce Jackson Business Mentor, Success Coach
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THE LADA GROUP

P O W E R N O M I C S

Community Economic

Development

Proverbs 11:24-25

One gives freely, yet grows all the richer; another withholds what he should give, and only suffers want. Whoever brings blessing will be enriched, and one who waters will himself be watered.

We Are "Leveraging and Duplicating Associates" (LADA)

IT'S ALL ABOUT SHARING AN OPPORTUNITY TO

LEVERAGING AND DUPLICATING ACCOUNTS TOGETHER FOR PROFITS

OUR FREE TOOLBOX WILL EMPOWER YOU TO HELP OTHERS WITH THEIR FINANCES CLICK ON IMAGE BELOW TO SEE VIDEO ABOUT OUR FREE TOOLBOX

The LADA Group Consists of 12 Business Profit Centers. Our first 5 centers called "The Free Toolbox"
are training centers that will show you how to Double your money and We have 7 centers called "The Business Toolbox" that will Triple Your Money Plus a Retirement Plan and a Stand Alone Crowd Fund Giving Platform

Click Image above for The truth about the Federal Reserve and banks

The LADA Group strives to give every person regardless of race, creed, age, country or social-economic background the opportunity to reach their goals and to become their dream.

OUR QUESTIONS TO YOU IS THIS?

Do You Need Some Money?
Do You Know Anybody Who Neeeds Some Money?
Do you work for money or Does your Money Work For You?
Do You have money in a bank account? What's it doing for you?
CLICK HERE TO SEE WHAT BANKS ARE NOW PAYING YOU AND COMPARE IT TO WHAT WE ARE OFFERING YOU
Do You know how Banks make their money with your money? If not click here to Learn More
If you were to stop doing what you're doing now as your Primary Source of Income would you still have money coming in?
If you keep on doing what you're doing right now for Income will you ever reach your Dreams? You can put in a 100% effort but if the vehicle that you're using for Income is not returning 100% you'll never reach your Dreams. Your return for working a job is 33% in case you didn't know now you know. You need more than a job.
You need a system like the one we're providing for you at The LADA Group starting with "The Free Toolbox" we're giving you

THE LADA GROUP WILL SHOW YOU HOW TO MAKE MONEY LIKE THE BANKS DO USING (OPM) other peoples money. We will show you how to recycle dollars together in a Central Intermediary Leveraging and Duplicating Money Together For Profit

Click on Image below Connecting The Dots to See Video

Saturday, April 26, 2014

The LADA Group Lottery vs Traditional Lotteries

by Bryce Jackson Business Mentor, Success Coach

How are system works. You start off at the $1.25 center and you can purchase any machine you want after that. To maximize the system you put in $48.75 to begin with and you’ll make $155 over and over again. The way to get your money faster is to tell two other friends to invest into the same machine and repeat that process. That is duplication that pays Profits

To Maximize This $25 System you need to Invest $3235 and Your ROI is $12,700 Over and Over Residual Income
We Suggest You Start Off by Investing Just $25. Use the Profits same 2 people in this system that you used above and Teach them to do the same. That is Duplication. Be Fruitful and Multiple

Solid Debt-Free Parent Company.

Over two decades of experience with helping hundreds of thousands of people.

Residual Income.

This is where the BIG MONEY is located. BTB has that too!

Did you catch that last bullet point? Residual income. That's the key. No more do you have to work and work and work and each month start all over again. How do you think that company's like Time Warner, Verizon, AT&T and all the other company's that make a fortune do it? They bill you every month. Residual income. You build it once and keep adding to it.

Huge Income Possibilities.

Isn't it time that you got paid on a residual basis too?

We realized this years ago and have set the BusinessToolbox system up for you to capitalize on it. We have made it available for the masses. Imagine building an income where you can walk away for a month or more and still have the income coming in! Wow!

Click on Image below Connecting The Dots to See Video

The LADA Group Asks Are You Financially Literate?

LADA Group Solving The Financial Literacy Crisis

With Black spending power increasing every year — in fact, recently surpassing $1 trillion — and a GDP (gross domestic product) equivalent to being the 16th largest country in the world, there should be reasons to be optimistic about African American wealth. Surely, with data such as these, many would conclude that blacks in America are doing quite well. But we know that is simply not the case.

African Americans have made tremendous strides in just about all industries in America. They are doctors, lawyers, teachers, politicians, religious leaders, athletes, entertainers and scientists. However, a primary stumbling block for this demographic is money management. The most significant concern when meeting with seniors and baby bomers in the African American market is that they are inadequately prepared for retirement because of the severe lack of savings/investments. Most of them have never acquired basic financial management skills and are worried that they may not have enough money to live comfortably in their retirement days. Many of them have never been taught basic fundamental financial strategies.

There is an urgent need for financial literacy education throughout America, but especially for those in the African American community. Here are the reasons why:

1. Financial education is lacking.
A major cause of the problem is that, from elementary school through college, African Americans are less likely than the general population to receive any type of basic financial education class. For many, these types of classes were simply never part of the curriculum. Similarly, very few African American children report learning from their parents. Many of the parents never learned basic money skills as a child, and do not have the knowledge to pass these skills on.

2. Increased income does not translate to increased financial literacy.
In most cases, higher-income African Americans are no more financially literate than those with lower incomes. In fact, in a study conducted by Merrill-Lynch and Operation Hope, the African Americans that scored highest in a financial literacy test were those in the lowest family income category (earning below $20,000 per year). Although there has been an increase in African Americans graduating from college and securing higher-paying positions, financial literacy continues to plague even those in the middle and upper middle classes.

3. There are challenges to saving.
According to the Pew Research Center, the wealth gap between Blacks and Whites in the U.S. is approximately $85,000. The recent recession has not helped this situation. Many factors have contributed to diminished wealth, including layoffs, decreasing equity in home values, borrowing from employer sponsored 401(k) accounts and the lack of alternate long-term wealth building accounts. African-Americans are more likely to use credit and debit cards than other markets, and less likely to have bank accounts or other types of savings accounts.

How advisors can help
Across all markets, we face challenges in growing financial literacy in America. However, these challenges appear to be somewhat more pronounced among the African American community. If you are looking for a way to separate yourself from the competition and grow your business, teaching financial literacy classes is a great option. Specialize in counseling and educating people on how to build wealth, reduce debt, maximize employer retirement plans and reduce taxes. Get started by offering a course in the evening at your local high school or at a financial facility in your area. Not only will you personally benefit by acquiring new clients, you will be serving a financially distraught community that desperately seeks your professional skills. If that’s not doing work that matters, then I don’t know what is. You need Free Toolbox

Friday, April 25, 2014

How To Raise Your Standard Of Living

How To Raise Your Standard Of Living?

THE LADA GROUP P O W E R N O M I C S
Community Economic Development
Proverbs 11:24-25
One gives freely, yet grows all the richer; another withholds what he should give, and only suffers want. Whoever brings blessing will be enriched, and one who waters will himself be watered.

We Are "Leveraging and Duplicating Associates" (LADA)
IT'S ALL ABOUT SHARING AN OPPORTUNITY TO
LEVERAGING AND DUPLICATING ACCOUNTS TOGETHER FOR PROFITS

The LADA Group Consists of 12 Business Profit Centers. Our first 5 centers ARE called "The Free Toolbox". They are training centers that will show you how to Double your money and We have 7 centers called "The Business Toolbox" that Triple Your Money Plus a 13 Week Retirement Plan and a Stand Alone NextLevelX Crowd Fund Giving Platform

DO YOU KNOW WHAT A DOLLAR REALLY IS?
Do you Consider Yourself to be Financially Literate or Illiterate?

A ONE DOLLAR BILL IN FIAT CURRENCY IS A FEDERAL RESERVE NOTE WHICH MEANS IT’S NOT WORTH ANYTHING. IT HAS NO STORE OF VALUE. PRESIDENT NIXON TOOK US OFF THE GOLD STANDARD BACK IN 1971. THAT IS THE DAY YOU BECAME AN INVESTOR BUT NOBODY INFORMED YOU THAT PERSONALLY AND THEY DIDN’T TEACH YOU ABOUT THIS IN SCHOOL EITHER.

WE HAVE ALWAYS BEEN TAUGHT TO SAVE BUT TODAY YOU HAVE TO HEDGE YOUR MONEY. YOU DON’T SAVE FIAT CURRENCY BECAUSE IT’S NOT WORTH ANYTHING AND DESIGNED TO GO DOWN IN VALUE THAT’S WHY IT’S CALLED CURRENCY.

YOU HAVE TO CONVERT YOUR FIAT CURRENCY INTO SILVER DOLLARS WHICH HAS A STORED VALUE. SAVE THEM IN A SAFE YOU NEED TO PURCHASE AND PUT IN YOUR HOME SAFE. IF YOU NEED SOME FIAT CURRENCY JUST TAKE SOME OF YOUR COINS TO THE GOLD COIN STORE AND CONVERT THEM BACK.

RIGHT NOW ONE SILVER DOLLAR IS WORTH ABOUT $22.00. THE PREDICATION IS SILVER IS GOING UP TO $65 AN OUNCE. WHAT- EVER MONEY YOU WERE GOING TO PUT IN THE BANK TO SAVE PURCHASE THAT AMOUNT OF SILVER DOLLARS INSTEAD. DON’T USE THE BANK TO STORE YOUR COINS. A BANK CAN CLOSE THEIR DOORS AND GO OUT OF BUSINESS TOO. IF THAT BE THE CASE THERE GOES YOUR COINS. JOIN A CREDIT UNION. CREDIT UNIONS WORK FOR THEIR MEMBERS AND BANKS LOOKOUT FOR THEMSELVES WITH YOUR MONEY. AND YOUR MONEY IS NOT GUARANTEED LIKE THEY TELL YOU BECAUSE IT IS BACKED BY THE U.S. FEDERAL RESERVE BANK. THEY ARE NOT U.S. AND THEY ARE NOT FEDERAL AND
THEY HAVE NO RESERVES BECAUSE THEY ARE NOT A BANK

WE ARE WAY BEHIND IN "BUILDING GENERATIONAL WEALTH". IN ORDER TO BUILD WEALTH TODAY YOU NEED A SYSTEM THAT USES TECHNOLOGY. WORKING A JOB FOR WAGES OR PROVIDING A SERVICE AND GETTING PAID IS NOT ENOUGH. YOU HAVE TO LEARN HOW TO PUT YOUR MONEY TO WORK 24/7. YOU MAY ONLY WORK A FEW HOURS A DAY BUT YOUR MONEY CAN KEEP ON WORKING FOR YOU 24/7 IF ITS IN A SYSTEM.

I CALL FIAT CURRENCY A “CERTIFICATE OF SERVICE”. THIS IS WHAT YOU RECEIVE FOR WORKING OR PROVIDING A SERVICE FOR SOMEONE. SO IF YOU WANT A PAY RAISE YOU HAVE TO SERVICE MORE PEOPLE. THAT’S WHY WE ARE GIVING YOU “THE FREE TOOLBOX”

FreeToolbox (FTB) is an easy, cost-effective, stable starting point for anyone that is either money-challenged and/or money-motivated to kickstart their finances so that they can leverage themselves to higher entry financial vehicles.

FreeToolbox is program neutral which means that we are here to support all legitimate business. It is our core mission to offer a platform that can provide anyone the means by which they can get started in business when no other option is available. Learn how to take $25 One time out of pocket and turn it into $12,700 and get this amount over and over following our system

DO YOU HAVE AN ERISA ACT 1974 RETIREMENT PLAN? A 401k
HOW MUCH DO YOU CONTRIBUTE TO THE PLAN EACH MONTH?
COMPARE WHAT YOU'RE CURRENTLY DOING WITH OUR 13 WEEK RETIREMENT PLAN
BE AWARE OF PRESIDENT OBAMA'S NEW RETIREMENT PLAN CALLED "MYRA". IT'S TIME FOR YOU TO TAKE OVER YOUR OWN NEST EGG AND LOOK OUT FOR YOURSELF. DON'T DEPEND ON THE GOVERNMENT TO TAKE CARE OF YOU.

One of the matters that just about everyone can agree on is that the United States is facing a retirement crisis. Americans just aren’t saving enough for retirement, and Social Security can’t be counted on. Even in an ideal world, Social Security was never meant to act as complete income replacement.

According to the 2013 Retirement Confidence Survey from the Employee Benefit Research Institute, 60 percent of Baby Boomers have less than $100,000 in retirement savings. The numbers aren’t much better on the younger end of the age scale. According to recent surveys, 55 percent of respondents belonging to Generation Y haven’t started saving for retirement – and 64 percent don’t even think about retirement.

The number of Millennials that haven’t figured out how much they need to retire, much less started setting money aside is staggering, and it isn’t encouraging that their elders aren’t much better prepared for retirement.

WE HAVE A RETIREMENT PLAN THAT COST $39 A MONTH. IF YOU FOLLOW OUR SYSTEM WHICH IS TO GET 3 OTHER PEOPLE TO JOIN THE PLAN AND EVERYONE FOLLOWS THIS SYSTEM OF BRINGING IN 3 YOU WILL HAVE A $442,000 A MONTH RESIDUAL INCOME RETIREMENT CHECK. IN 11 WEEKS.

RESEARCH SHOWS THAT YOU NEED 85% OF YOUR REGULAR INCOME IN ORDER TO MAINTAIN YOUR SAME LIFE STYLE AFTER RETIREMENT. LET’S SAY FOR EXAMPLE THAT YOU RETIRE AT 50 AND WAS MAKING $50K A YR AND YOU EXPECT TO LIVE ANOTHER 40 YRS UNTIL YOU’RE 90 YRS OLD.

85% OF $50K IS $42,500 X 40 YRS=$1.7 MILLION . YOU’RE GONNA NEED IN YOUR RETIREMENT ACCOUNT. IS YOUR CURRENT RETIREMENT PLANS GOING TO MEET YOUR NEEDS? IF NOT YOU NEED OUR FREE TOOLBOX

MOST OF US ARE “FINANCIALLY ILLITERATE“. OUR SYSTEM WILL CHANGE THAT IF YOU WOULD JUST FOLLOW OUR SYSTEM INSTRUCTIONS. INVEST $25 ONE TIME OUT OF POCKET BRING TWO AND TEACH TWO. WE ARE BUILDING GENERATIONAL WEALTH FOR YOU AND YOUR FAMILY.

THE FREE TOOLBOX COMPENSATION PLAN

THE BUSINESS TOOLBOX COMPENSATION PLAN

HERE IS OUR 13 WEEK $39 A MO RETIREMENT PLAN AFTER 11 WEEKS

YOU CAN CLICK ON ANY IMAGE AND IT WILL TAKE YOU TO OUR CREATE ACCOUNT PAGE WHERE YOU CAN JOIN OUR LADA TEAM

Click on Image below Connecting The Dots to See Video

Thursday, April 17, 2014

LADA GROUP COMMUNITY BUILDING FUND

THE LADA GROUP COMMUNITY BUILDING FUND

LEARN TO CREATE OPPORTUNITIES FOR OTHERS NOT JUST WORK JOBS AND THE LADA GROUP WILL SHOW YOU HOW TO DO THIS

What would you rather have right now? A Penny doubled for 31 days or 1 Million Dollars Cash.

Click on Image below to see what's best.

Our Comprehensive Economic Development Strategy is a planning process that helps guide the economic growth and development of communities and regions. The preparation of an economic development plan can also improve access to other federal, state, and private aid programs.

Giving:
There are no two ways about it – in most cases a substantial proportion of funds will come from direct giving from within the Community. Often the most generous giving is not from those Communities with the wealthiest demographic. The key issue is whether the Community is fully behind the vision for the Community personal building fund

.“Fundraising is proclaiming what you believe in, and proclaiming it in such a way that you offer the other person an opportunity to participate in your vision so it is precisely the opposite of begging.

It is not saying, please, we have a problem, could you help us out? We are saying, we have a vision that is so exciting that we are giving you the opportunity of participating in that vision with the resources that God has given you.”

One time out-of-pocket purchases of product credits "Business Bucks" will insert you to up to 7 Business Centers from $25 to $1,600.

The Business Centers have 6 total sales positions. Directly below you is 2 sales positions and each can have 2 sales below them for a total of 4 on your payline.

Residuals Based On Productivity.
You get paid when your 6 position Business Center fills which is paid weekly. You are automatically re-entered under your personal sales manager (inviter) and the process repeats itself. The better you work with your sales team, the more they come back and purchase again and again.

Automatic Upgrade Feature.
You are also automatically upgraded to the next higher business center (if you are not already there). This all happens from profits earned. *Members can disable the upgrade feature if they'd like.

100% payout! The Business Centers pay 100%.
Imagine getting paid 100% commissions over-and-over again from a one-time payment. Incredible!

EACH MEMBER MUST INVESTMENT $25 ONE TIME OUT OF POCKET. YOUR (ROI) RETURN ON INVESTMENT PER CYCLE IS $12,700. TO RECYCLE AND DO IT AGAIN OVER AND OVER YOUR COST WOULD BE $3175 SO YOUR NET IS $9525 PER CYCLE.

EACH MEMBER MUST BRING TWO OTHER PEOPLE THAT WANTS TO BUILD THEIR PERSONAL FINANCES.

YOU MUST TEACH YOUR TWO HOW TO BRING IN TWO. ONCE YOU DO THAT YOU WILL MAKE $100 DOLLARS AND CYCLE

WE HAVE A TEAM BUILD FUNCTION SO ALL YOUR CHURCH MEMBERS WILL BE SUPPORTING ONE ANOTHER

OUR SYSTEMS INCLUDES A RETIRMENT PLAN FOR ONLY $39 A MONTH

13 Weeks to Prosperity
Let's say that everyone only gets 3 people their first week and duplicates...

Let's skip to week 11...

LEARN MORE AND CREATE YOUR ACCOUT AT http://theladagroup.com

Wednesday, April 2, 2014

The LADA Group Fixing Everyone's Standard Of Living

The LADA Group Leveraging And Duplicating Associates

by Bryce Jackson Business Mentor, Success Coach

THE LADA GROUP

Leveraging and Duplication Associates
Cash Flow Specialists

The New Savings Plan is called "Putting Your Money to Work for You"

Genesis 1:28

Then God blessed them and said, "Be fruitful and multiply.

Fill the earth and govern it

LEVERAGING AND DUPLICATING ACCOUNTS TOGETHER FOR PROFITS

Free Toolbox strives to give every person regardless of race, creed, age, country or social-economic background the opportunity to reach their goals and to become their dream.

THE FREE TOOLBOX COMPENSATION PLAN Where Everyone Must Bring Two and Teach Two How to Bring Two and Teach Two

Our Suggested Startup Investment is $25.00 One Time Out of Pocket (Acutally $24.75) That would start you off in the $10 Business Center which would be paying you $75.00 per cycle and The Computer System will recognize that you don't have a $20 Busness Center and will automatically purchase it for you from the funds in your account not out of pocket. Now you'll be making $155 per cycle and then You purchase the $25.00 business center just like you purchased the $1.25 Business Center and so on.....it's all automatic.

Take Your "Spare Change Jar" or the "Kids Piggy Bank Money" and Invest it for them. See how easy it is. SEE OUR COMPENSATION PLANS AND SEE HOW FAST YOUR MONEY DOUBLES WORKING WITH US

DISCLAIMER: Full Disclosure* as Mandated by The FTC.
Below is full disclosure and full transparency of the compensation plan payout. As with any business, funding or opportunity, you may not make a dime or raise any money. Learn more at http://theladagroup.com

Click on Image below Connecting The Dots to See Video

Click Here to see video about the Penny Doubling and The Million Dollars